Life insurance policies are there for you and your loved ones if tragedy takes place. It can be hard enough to lose someone, life insurance can help alleviate some of the financial burden. 

 

The main types of life insurance include: 

Temporary (Term), Permanent (Universal & Whole) and Final Expense insurance.

 

We can do a risk assessment to help determine what makes the most sense for you and your family. 

As your life changes, so should your life insurance. 

 

There are also options to include “Living Benefits” on your policy. “Living Benefits” provide the option to use your death benefit amount while you are still alive due to critical, chronic or terminal illness.

Some plans include this at no extra cost to you. 

 

Long term care insurance has gone through many transformations over time.  The most recent and most reasonable products available today are a hybrid of life insurance and long-term care. There are many variances on this theme, so let’s discuss which is best suited to your needs.