We are happy to chat with you, but depending on your situation, may need to charge a service fee. The individual insurance companies pay minimal or no commissions.
If you are making a simple change to your plan from BCBS, I will not charge a fee.
However, if my assistance requires more than an hour of , I will need to charge a flat fee of $250 to go over options and assist you with enrolling (per my service agreement).
As with most professionals, this is how we stay in business.
Outside of Open Enrollment, you may qualify for a special enrollment period or a short term medical policy. Contact me for details.